{"id":86,"date":"2018-05-11T15:09:00","date_gmt":"2018-05-11T15:09:00","guid":{"rendered":"http:\/\/voszbaranya.hu\/index.php\/2018\/05\/11\/ket-nap-alatt-adna-a-hitelt-a-kh-a-kkv-knak\/"},"modified":"2018-05-11T15:09:00","modified_gmt":"2018-05-11T15:09:00","slug":"ket-nap-alatt-adna-a-hitelt-a-kh-a-kkv-knak","status":"publish","type":"post","link":"https:\/\/voszbaranya.hu\/index.php\/2018\/05\/11\/ket-nap-alatt-adna-a-hitelt-a-kh-a-kkv-knak\/","title":{"rendered":"K\u00e9t nap alatt adn\u00e1 a hitelt a K&#038;H a KKV-knak"},"content":{"rendered":"<p><b>Jelent\u0151s l\u00e9p\u00e9st tett a K&amp;H a kkv hitelez\u00e9sben: bevezette a 48 \u00f3r\u00e1s hitelb\u00edr\u00e1latot. \u00c1prilist\u00f3l ugyanis a 300 milli\u00f3 \u00e9s 2 milli\u00e1rd forint k\u00f6z\u00f6tti \u00e9ves \u00e1rbev\u00e9tel\u0171 kkv \u00fcgyfelek  45 milli\u00f3 forint alatti k\u00e9relmei \u00fagynevezett gyors\u00edt\u00f3s\u00e1vba ker\u00fclnek, \u00edgy az indikat\u00edv banki aj\u00e1nlat elfogad\u00e1s\u00e1t k\u00f6vet\u0151en k\u00e9t munkanapon bel\u00fcl megt\u00f6rt\u00e9nik az ig\u00e9ny elb\u00edr\u00e1l\u00e1sa.<\/b><\/p>\n<div><\/div>\n<div>Az \u00faj, gyors\u00edtott elj\u00e1r\u00e1s v\u00e1rhat\u00f3an seg\u00edts\u00e9get ny\u00fajt a kkv-k n\u00f6veked\u00e9s\u00e9hez, hiszen j\u00f3val hamarabb juthatnak a sz\u00fcks\u00e9ges hitelhez, l\u00e9nyegesen kevesebb adminisztr\u00e1ci\u00f3 mellett.&nbsp;<\/div>\n<div>\u201eA bankok tev\u00e9kenys\u00e9g\u00e9ben az egyik legnagyobb kih\u00edv\u00e1st a kkv szektor fenntarthat\u00f3 hitelez\u00e9se jelenti, amihez gyors \u00e9s hat\u00e9kony folyamatokra van sz\u00fcks\u00e9g. Ezen a t\u00e9ren a K&amp;H m\u00e9rf\u00f6ldk\u0151h\u00f6z \u00e9rkezett, hiszen \u00e1prilist\u00f3l bevezett\u00fck a 48 \u00f3r\u00e1s hitelfolyamatot a 300 milli\u00f3 \u00e9s 2 milli\u00e1rd forint k\u00f6z\u00f6tti \u00e9ves \u00e1rbev\u00e9tel\u0171 kkv \u00fcgyfelek k\u00f6r\u00e9ben, 45 milli\u00f3 forint alatti ig\u00e9nyek eset\u00e9ben\u201d \u2013 t\u00e1j\u00e9koztatott Orsz\u00e1gh Mih\u00e1ly, a K&amp;H Kkv disztrib\u00faci\u00f3 vezet\u0151je. <\/p>\n<blockquote><p>A hitelez\u00e9si folyamat min\u0151s\u00e9ge alapvet\u0151en befoly\u00e1solja a kkv-k banki \u00e9lm\u00e9ny\u00e9t, ami k\u00e9t fontos r\u00e9szb\u0151l tev\u0151dik \u00f6ssze: egyr\u00e9szt az \u00fcgyfelek szeretnek min\u00e9l r\u00f6videbb id\u0151 alatt v\u00e1laszt kapni az adott finansz\u00edroz\u00e1si ig\u00e9nyeikre, m\u00e1sr\u00e9szt min\u00e9l kevesebb id\u0151t \u00e9s energi\u00e1t k\u00edv\u00e1nnak ford\u00edtani a k\u00e9relemhez kapcsol\u00f3d\u00f3 dokumentumok \u00f6sszegy\u0171jt\u00e9s\u00e9re \u00e9s a b\u00edr\u00e1lat sor\u00e1n felmer\u00fcl\u0151 k\u00e9rd\u00e9sek megv\u00e1laszol\u00e1s\u00e1ra. <\/p><\/blockquote>\n<p>\u201eHab\u00e1r felm\u00e9r\u00e9s\u00fcnk szerint a c\u00e9gek legnagyobb ar\u00e1nyban az egyhetes elb\u00edr\u00e1l\u00e1si id\u0151t tartj\u00e1k re\u00e1lisnak, mi enn\u00e9l is tov\u00e1bb ment\u00fcnk, \u00e9s mind\u00f6ssze 48 \u00f3r\u00e1ra r\u00f6vid\u00edtett\u00fck a hitelk\u00e9relmi dokument\u00e1ci\u00f3 megk\u00fcld\u00e9se \u00e9s az indikat\u00edv finansz\u00edroz\u00e1si aj\u00e1nlat elfogad\u00e1s\u00e1t k\u00f6vet\u0151en kezd\u0151d\u0151 b\u00edr\u00e1lati folyamatot, ami kor\u00e1bban jellemz\u0151en 10 munkanapot vett ig\u00e9nybe\u201d \u2013 besz\u00e9lt az eredm\u00e9nyekr\u0151l Orsz\u00e1gh Mih\u00e1ly. <br \/>\u201eA v\u00e1llalati hitelez\u00e9s 2017-ben stabilan n\u00f6vekedett: a teljes v\u00e1llalati hitel\u00e1llom\u00e1ny 10%-kal, m\u00edg a kkv-knak ny\u00fajtott hitelek \u00e1llom\u00e1nya 12%-kal b\u0151v\u00fclt. Az \u00fagynevezett \u201egyors\u00edt\u00f3s\u00e1vba\u201d a 45 milli\u00f3 forint alatti k\u00e9relmek ker\u00fclnek, amelyek \u00e9ves szinten az ig\u00e9nyek mintegy 80 sz\u00e1zal\u00e9k\u00e9t teszik ki, \u00e9s k\u00f6zel 1000 hitelig\u00e9nyt jelentenek. Az extr\u00e9m gyors \u00e1tfut\u00e1si id\u0151 \u00edgy v\u00e1rhat\u00f3an tov\u00e1bb t\u00e1mogatja majd a hitel\u00e1llom\u00e1ny b\u0151v\u00fcl\u00e9s\u00e9t, \u00e9s a kkv-k n\u00f6veked\u00e9si lehet\u0151s\u00e9geit, mivel j\u00f3val gyorsabban juthatnak a megig\u00e9nyelt hitelhez, l\u00e9nyegesen kevesebb adminisztr\u00e1ci\u00f3 mellett. Ezzel pedig a v\u00e1llalkoz\u00e1sok m\u00e9g ink\u00e1bb arra tudnak f\u00f3kusz\u00e1lni, ami legink\u00e1bb fontos sz\u00e1mukra \u00e9s a Bank sz\u00e1m\u00e1ra is: hogy hossz\u00fa t\u00e1von, sikeresen tudjanak m\u0171k\u00f6dni \u00e9s fejl\u0151dni\u201d \u2013 hangs\u00falyozta ki Orsz\u00e1gh Mih\u00e1ly.<\/div>\n<p>Fot\u00f3: <a href=\"https:\/\/unsplash.com\/photos\/d6KEbUjVJ9k?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\" target=\"_blank\" rel=\"noopener\">rawpixel<\/a> on Unsplash<\/p>\n<div style=\"clear: both; text-align: center;\"><a href=\"https:\/\/1.bp.blogspot.com\/-o8afCHl-R5M\/WvWyDserGlI\/AAAAAAAAJr8\/_-6mu9gPwVQNyeJjgbkMg-Pu7Cu7rjU-wCLcBGAs\/s1600\/ora_rawpixel-555898-unsplash.jpg\" style=\"margin-left: 1em; margin-right: 1em;\"><img loading=\"lazy\" decoding=\"async\" border=\"0\" data-original-height=\"533\" data-original-width=\"800\" height=\"213\" src=\"https:\/\/1.bp.blogspot.com\/-o8afCHl-R5M\/WvWyDserGlI\/AAAAAAAAJr8\/_-6mu9gPwVQNyeJjgbkMg-Pu7Cu7rjU-wCLcBGAs\/s320\/ora_rawpixel-555898-unsplash.jpg\" width=\"320\" \/><\/a><\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Jelent\u0151s l\u00e9p\u00e9st tett a K&amp;H a kkv hitelez\u00e9sben: bevezette a 48 \u00f3r\u00e1s hitelb\u00edr\u00e1latot. \u00c1prilist\u00f3l ugyanis a 300 milli\u00f3 \u00e9s 2 milli\u00e1rd forint k\u00f6z\u00f6tti \u00e9ves \u00e1rbev\u00e9tel\u0171 kkv \u00fcgyfelek 45 milli\u00f3 forint alatti k\u00e9relmei \u00fagynevezett gyors\u00edt\u00f3s\u00e1vba ker\u00fclnek, \u00edgy az indikat\u00edv banki aj\u00e1nlat elfogad\u00e1s\u00e1t k\u00f6vet\u0151en k\u00e9t munkanapon bel\u00fcl megt\u00f6rt\u00e9nik az ig\u00e9ny elb\u00edr\u00e1l\u00e1sa. Az<span class=\"more-link\"><a href=\"https:\/\/voszbaranya.hu\/index.php\/2018\/05\/11\/ket-nap-alatt-adna-a-hitelt-a-kh-a-kkv-knak\/\">Tov\u00e1bb!<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,2,10],"tags":[],"class_list":["entry","author-vszbrny","post-86","post","type-post","status-publish","format-standard","category-gazdasag","category-hitel","category-kkv"],"_links":{"self":[{"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/posts\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":0,"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"wp:attachment":[{"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voszbaranya.hu\/index.php\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}